Title Insurance Protection

Title Insurance insures that the "record" title is good subject only to the exceptions expressly set out in the policy. lt also insures against certain matters which do not appear of record, such as forgery, identity of parties, incompetence of former owners, interest of missing heirs, and status of individuals not having the "right" to sell property.

The standard owners policy and standard mortgage policy are based on public records of the recording district in which the land is located. It does not insure against matters which would only be disclosed by actual inspection or survey of the property. It does not insure against certain matters not shown by the public records such as unrecorded easements, liens or money obligations; unrecorded utility rights of way, public or private roads, community driveways and other types of encumbrances, or against the rights or claims of persons in possession of the property which are not shown by the public records.

Upon application, the issuing company may specially cover matters which are disclosed by a physical inspection and/or a survey of the property, subject to any exceptions which the inspection will determine to be proper. An additional risk premium is charged for this type of coverage. Insurance of this kind is called extended coverage.

HAPPY CLIENTS!

“You were just amazing!  What a team!”
C. & Leona P. Oxnard, CA
– 5 home sales
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"You really do things right every time!"
Mary Jane S. Camarillo, CA
-- 3 home sales
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“You're wonderful, Elenita!"
Henry & Luz M. Oxnard, CA
-- 1 land sale
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"You were professional yet
understanding. Your knowledge
and expertise aided us In making sound
decisions. Thank you and your staff
for all you did for us."
Emily R.  Oxnard, CA
Santa Paula, California
-- 1 trust/probate sale
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More Happy Clients!
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"I will definitely refer people
to you!  You were great!" 
Kevin M., T. Oaks
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"Your service is superb!
You are really a "Dream Team"
so easy to work with."   
Edward B., Camarillo
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"Thank you, Elenita! You're the best!" 
Tammy M., Simi Valley
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"We couldn't have done it without
you." Jean M., Newbury Park
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We Work Behind the Scenes
Banks, Attorneys, Probate,
Trusts, Investors, CPA's
Both MLS & Non-MLS 
Fixers to Great Houses
Plus Tenant Issues &
LUXURY HOMES

Michelle McDaniel
Transaction Coordinator
michelledtcsolutions@gmail.com

Joshua Schneider
Home Staging & Projects
805-380-3738
Joshua@Elenita.com