Private Mortgage Insurance

Private mortgage insurance is a type of insurance that helps protect the mortgage company against losses due to foreclosure. This protection is provided by private mortgage insurance companies and allows mortgage companies to accept lower down payments than would normally be allowed.

Private mortgage insurance also enables mortgage companies to grant loans that would otherwise be considered too risky to be purchased by third party investors like the Federal National Mortgage Association (FNMA) and the Federal Home Loan Mortgage Corporation (FHLMC). The ability to sell loans to these investors is critical to maintaining mortgage market liquidity, which in turn, allows mortgage companies to continue originating new loans.

HAPPY CLIENTS!
“You were just amazing!  What a team!”
C. & Leona P. Oxnard, CA
– 5 home sales
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"You really do things right every time!"
Mary Jane S. Camarillo, CA
-- 3 home sales
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“You're wonderful, Elenita!"
Henry & Luz M. Oxnard, CA
-- 1 land sale
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WE WORK WITH YOUR:
Banks, Attorneys, Probate,
Trusts, Investors, CPA's
Both MLS & Non-MLS 
Fixers to Great Houses
Plus Tenant Issues &
LUXURY HOMES
More Happy Clients!
"You were professional yet
understanding. Your knowledge
and expertise aided us In
making sound decisions.
Thank you and your staff
for all you did for us."
Emily R.  Oxnard, CA
Santa Paula, California
-- 1 trust/probate sale
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"I will definitely refer people
to you!  You were great!" 
Kevin M., T. Oaks
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"Your service is superb!
You are really a "Dream Team"
so easy to work with."   
Edward B., Camarillo
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"Thank you, Elenita! You're the best!" 
Tammy M., Simi Valley
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"We couldn't have done it without
you." Jean M., Newbury Park
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OUR AMAZING TEAM:
 

Michelle McDaniel
Transaction Coordinator
michelledtcsolutions@gmail.com

Crystal Schneider
 Home Staging 
VA & Senior Svc.
Crystal@Elenita.com

Joshua Schneider
Sales, Marketing
& Photography
Joshua@Elenita.com